The game of baccarat is a “Single Play” game – that
is you only get to make one move per hand as opposed to blackjack
for example where you can make further plays after the cards have
been dealt. In baccarat you simply choose from one of the three available
bets, player, banker or tie and then the cards are dealt according
to a pre determined set of rules. The three versions of baccarat all
have very slight rule variations but it this section we cover the
widest spread rule variation that you will find in casinos today.
The aim of the game is to get a hand totaling as close to nine
as possible without going over. All tens, jacks, queens and kings
have a value of zero; aces have a value of one and all other cards
have their face value. Any hand that has a value of over ten has
the ten disregarded, so for example at total of 12 counts for 2
in the game. The best possible hand is a natural which has a total
value of eight or nine.
The game begins with the dealer dealing two cards to the player
and two cards to the banker. It’s worth noting that the player
is not you it is a square on the table and only one player hand
is dealt regardless of how many bettors are at the table. In the
big baccarat game the player who has made the highest bet is dealt
the player hand but again this is uses for all other players.
At this point the hands are compared. If either the player or the
banker has a hand total of 8 or nine the hand ends with the winning
bets paid off. In the case of an 8 versus a 9 the nine wins. If
neither the player nor the banker has a natural hand then the draw
of the third card comes into play. This draw is done according to
the rules and cannot be decided by the player.
The player hand is always drawn first with the following rules.
If the hand total is 0, 1, 2, 3, 4 or 5 the player must draw an
additional card. If the hand is 6 or 7 the player stands. The banker
drawing rules are determined by the players hand and are decided
The banker draws if the banker hand is totals three and the player
hand totals 0 to 7. If the banker hand totals four then another
card is dealt if the players hand is zero or 2 through 7. If the
banker has a hand with a total of five then an additional card is
dealt when the player has 4, 5, 6 or seven. Finally if the dealer
has six and other card is dealt if the player has six or seven.
It is possible to get a much worse hand than the initial hand after
the third card is dealt. This can sometimes be annoying especially
if your choice is ahead but this is just part of the game.