To illustrate how the hand values in baccarat work we have several
example hands listed below. Keep in mind that in a game of baccarat
you CANNOT have a hand value of ten or more. If you do go over ten
then ten in removed from the value. Please note that the hands listed
on this page are only examples and there are many other ways to get
the same hand values.
Baccarat is the only casino game where the face cards of jacks,
queens and kings are actually bad. This is because they all have
a value of zero. Tens also have a value of zero. Aces are always
worth one and the other cards, two through nine all have their face
value. Like blackjack, suits have no value and are irrelevant.
The following examples show you how the count works for baccarat
hands. For a very simple way to always know the count always use
the number on the right if you have a double digit count and discard
the number on the left.
Hand A : 6 + 3 = 9 (Hand Value is
9, A Natural)
The first hand shown above is the best possible baccarat
hand to get. There are many ways to get a total of nine from the
first two cards so six and three is just an example. This hand always
wins unless the other hand also has nine. No additional cards are
dealt with a natural.
Hand B : 6 + 9 = 15 (Hand Value is 5)
The second hand is an example of what happens when you go over ten.
In this case the total of the cards is 15 so to get the baccarat
hand value you have to deduct the 10 which makes the hand have a
point count of five.
Hand C : 10 + 10 + 3 (Hand Value is 3)
The third hand is an example of a hand that has has an additional
third card dealt to it. The initial two card hand was worth zero
or baccarat (10 + 10 = 20, Take away the 2 and you have 0). In this
example the third card was a three giving the hand a total of three.